As SEC & DOL Propose Default to E-Delivery for Key Documents, Keep US Posted Urges Congress to Take Action to Protect USPS & Consumers

Proposals Could Cost USPS $2 Billion Per Year at a Time When USPS Already Anticipates Insolvency, & They Would Hurt Consumers, Especially Seniors, Americans with Disabilities & Rural Communities

(August 11, 2026) — Washington, D.C. — Keep US Posted — a nonprofit advocacy group of consumers, nonprofits, newspapers, greeting card publishers, magazines, catalogs and small businesses — today urged members of Congress to take action to stop the Securities & Exchange Commission (SEC) from making e-delivery the default for key documents including investor disclosures and statements, from issuers, broker-dealers and investment advisors, as well as stop the Department of Labor from making e-delivery the default for communications from ERISA-covered group health plans. In addition to disadvantaging consumers — especially seniors, Americans with disabilities and people in rural communities, all of whom would be more likely to miss important health insurance and investment updates — the new rules would be disastrous to the U.S. Postal Service (USPS), costing it up to $2 billion annually at a time when the agency is already struggling financially and projecting a cash crisis and potential insolvency in 2031. The documents allowed to default to e-delivery under the proposed rules are the most profitable products for USPS. The comment deadline for the proposed rules is September 21.

“Allowing investment companies and ERISA-covered health plans to default to e-delivery would not only hurt consumers, especially seniors, people with disabilities and rural communities, by compromising access to key documents, and it would also harm the entire American public by costing USPS up to $2 billion per year and greatly accelerating its cash crisis,” said Beth Dozier, spokesperson for Keep US Posted. “With the comment deadline quickly approaching September 21, members of Congress need to take action now to protect USPS, mail affordability and reliability, investors, seniors, Americans living with disabilities and rural communities. The proposed rules only benefit investment companies and health plans, and they were unveiled at a time when Congress was about to recess and then prepare for the midterm elections. It’s an optimal time for corporations looking to cut costs with these rules, not the American public or USPS.”

Dozier continued, “If the SEC and Department of Labor’s proposals are allowed to move forward, many Americans will miss key investment materials and health insurance updates and face cybersecurity threats. Plus, while it might seem that the American public is ready for electronic delivery to become the standard, it’s important to remember that the digital divide is still alive and well. For example, 22 percent of Americans age 65 and older don’t even own a smartphone, according to 2025 data from the Pew Research Center.”

To read the SEC’s proposed rule, visit https://www.sec.gov/files/rules/proposed/2026/33-11430.pdf. To read the Department of Labor’s proposed rule, visit, https://www.federalregister.gov/documents/2026/07/23/2026-14917/electronic-disclosure-by-group-health-plans-under-erisa. Comments to the SEC may be submitted here: https://www.sec.gov/rules-regulations/2026/07/s7-2026-25, while comments to the Department of Labor may be submitted here: https://www.federalregister.gov/documents/2026/07/23/2026-14917/electronic-disclosure-by-group-health-plans-under-erisa.  

About Keep US Posted Keep US Posted is a nonprofit advocacy group of consumers, nonprofits, newspapers, greeting card publishers, magazines, catalogs and small businesses — all united in the belief that a reliable, affordable U.S. Postal Service is essential to our way of life and should be protected. Keep US Posted supports alternatives to current and future efforts to slow the mail and increase postage rates. To learn more, visit www.KeepUSPosted.org.